QRIS (Quick Response Code Indonesian Standard) is a QR code-based payment standard issued by Bank Indonesia. This system allows financial transactions to be faster, easier, and more efficient by scanning a single QR code that works across all digital payment platforms. Not only does it simplify processes for consumers, but QRIS also provides a convenient solution for businesses of all sizes to enhance their customer experience.

From grocery stores, mobile recharge counters, cafes, and restaurants to informal businesses like small traders or lottery operators, QRIS adoption has been growing rapidly. By integrating QRIS into their payment system, these businesses can provide a seamless and cashless experience to their customers.

This article outlines the steps to register as a QRIS agent, enabling you to elevate your business operations and maximize its potential.

What is QRIS, and How Does It Benefit Your Business?

What is QRIS?

QRIS is a system that integrates various cashless payment methods such as e-wallets, debit cards, and banking apps into a single QR code. With QRIS, businesses only need one QR code to support multiple payment platforms.

Benefits of QRIS for Your Business

1. Ease of Transaction: Customers can pay without carrying cash.
2. Time Efficiency: Payments are processed faster with a single scan.
3. Secure Transactions: Reduces the risk of cash theft.
4. Wide Coverage: Supports various popular payment apps such as OVO, GoPay, Dana, and LinkAja.

Types of Businesses That Can Use QRIS

• Grocery Stores: QRIS simplifies daily transactions for customers.
• Mobile Recharge Counters: Quick and simple transactions for prepaid mobile purchases.
• Cafes and Restaurants: QRIS offers a modern payment experience for customers.
• Service Providers: Such as barbers, repair shops, or massage therapists.
• Home or Informal Businesses: Including home-based food sellers, craft makers, or small lottery operators.

Steps to Register as a QRIS Agent

1. Prepare Required Documents

Before registering, ensure you have the following documents:

• A valid ID (KTP for Indonesian users).
• Taxpayer Identification Number (NPWP) (if applicable).
• Business license or supporting documents.
• A photo of your business premises (required by some providers).

2. Choose a QRIS Service Provider

QRIS is available through various providers, including:

• Banks (e.g., Mandiri, BRI, BCA).
• Non-bank institutions like OVO, GoPay, Dana, or LinkAja.
  Select a provider that suits your business needs.

3. Register Through the App or Provider’s Office

• Via App: Download the app of your chosen provider and follow the registration steps in the app.
• Via Office: Visit the provider’s office with the prepared documents.

4. Complete the Registration Form

Fill in your business details, including:

• Business owner’s name.
• Business name and type.
• Bank account number for payment settlements.

5. Verify Your Data

Once the form is submitted, the provider will verify your information. This process typically takes 1-7 business days, depending on the provider.

6. Receive Your QRIS Code

After verification, you will receive your QRIS code, which you can print and display at your business location.

Special Registration Guide for Lottery Operators

For lottery operators who want to accept QRIS payments, registration can be done through Togel QRIS. By partnering with Togel QRIS, you can enable seamless and secure cashless transactions for your customers, streamlining your operations and increasing trust.

Tips to Maximize QRIS Usage

• Promote to Your Customers: Let your customers know that your business supports QRIS payments.
• Monitor Transactions Regularly: Use the provider’s app to track incoming payments.
• Offer Promotions: Some QRIS providers offer cashback programs that you can leverage.